:root{--bg:#F7F5F1;--fg:#333333;--mut:#5c5c5c;--card:#FFFFFF;--line:#e1ddd3;--brand:#0F1E3A;--on:#FFFFFF;--acc:#C8A15A;--acc2:#f1e9d8;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media(prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0F1E3A;--fg:#F7F5F1;--mut:#b9c0cf;--card:#152443;--line:#2a3a5c;--brand:#0a1530;--acc:#C8A15A;--acc2:#1c2c4d}}
:root[data-theme="dark"]{--bg:#0F1E3A;--fg:#F7F5F1;--mut:#b9c0cf;--card:#152443;--line:#2a3a5c;--brand:#0a1530;--acc:#C8A15A;--acc2:#1c2c4d}
html{scroll-padding-top:calc(72px + env(safe-area-inset-top,0px));scroll-behavior:smooth}
*,*:before,*:after{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--fg);font:16px/1.6 "Manrope","Segoe UI",system-ui,sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Manrope","Segoe UI",system-ui,sans-serif;line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em;text-transform:capitalize;text-wrap:balance}
h1{font-size:clamp(2rem,5.2vw,3rem);font-weight:800}h2{font-size:clamp(1.6rem,4vw,2.3rem);font-weight:800}h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}a{color:inherit}
.w{max-width:1120px;margin:0 auto;padding:0 20px}
section{padding:64px 0}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--acc);margin-bottom:.8em}
.lead{color:var(--mut);font-size:1.08rem;max-width:62ch}
.btn{display:inline-block;padding:14px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid var(--acc);background:var(--acc);color:#fff;text-align:center;cursor:pointer;font-size:1rem;font-family:inherit}
.btn.o{background:transparent;color:inherit;border-color:currentColor}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--acc);outline-offset:2px}
header{position:sticky;top:0;z-index:20;background:var(--card);color:var(--fg);padding-top:env(safe-area-inset-top,0px);box-shadow:0 1px 0 var(--line)}
header .w{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.logo{display:flex;align-items:center;text-decoration:none}.logo img{height:64px;width:auto;display:block;border-radius:6px}
@media(max-width:759px){.logo img{height:46px}}
nav{display:none;gap:22px;font-size:.92rem}nav a{text-decoration:none;color:var(--fg);opacity:.82}nav a:hover{opacity:1;text-decoration:underline}
.navtoggle{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border:1px solid var(--line);border-radius:8px;background:var(--card);color:var(--fg);cursor:pointer;order:-1}
.navtoggle svg{width:20px;height:20px}
@media(max-width:759px){
#mainnav{position:absolute;top:100%;left:0;right:0;background:var(--card);flex-direction:column;gap:0;padding:8px 20px 14px;border-bottom:1px solid var(--line);box-shadow:0 8px 16px rgba(0,0,0,.08);z-index:30}
#mainnav.open{display:flex}
#mainnav a{padding:11px 0;border-top:1px solid var(--line)}
#mainnav a:first-child{border-top:0}
header{position:sticky}
header .w{position:relative}
}
@media(min-width:760px){.navtoggle{display:none}}
.hd{display:flex;gap:8px;align-items:center;flex-wrap:wrap;justify-content:flex-end}.hd .tel{font-weight:700;text-decoration:none;font-size:.95rem;color:var(--fg)}.hd .btn{padding:9px 14px;font-size:.88rem}
.hd .wa{display:flex;align-items:center;gap:5px;color:var(--fg);text-decoration:none;border:1px solid var(--line);border-radius:20px;padding:7px 12px;font-size:.84rem;font-weight:700}
.hd .wa:hover{border-color:var(--acc)}
.hd .wa svg{width:16px;height:16px;flex:0 0 auto}
@media(max-width:480px){.hd .wa span{display:none}.hd .tel{display:none}}
.hero{position:relative;color:var(--on);padding:56px 0 64px;background:linear-gradient(rgba(15,30,58,.80),rgba(15,30,58,.80)),url("hero-photo.jpg") center 32% / cover no-repeat,#0F1E3A}
.hero h1,.hero .lead,.hero .sub{text-shadow:0 2px 10px rgba(0,0,0,.35)}
.hero .g{display:grid;gap:36px}
.hero p.lead{color:#c9d8df}.hero .sub{color:#c9d8df;max-width:58ch}
.hero .eyebrow{color:#C8A15A}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.hero .btn.o{color:#fff}
.panel{background:rgba(15,30,58,.5);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);border:1px solid rgba(255,255,255,.2);border-radius:14px;padding:22px;margin-left:auto;width:100%;max-width:380px}
.panel h3{font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:#C8A15A;margin-bottom:14px}
@media(max-width:759px){
.panel{background:#0a1530;backdrop-filter:none;-webkit-backdrop-filter:none;border:1px solid rgba(255,255,255,.14);border-top:3px solid var(--acc);box-shadow:0 20px 44px rgba(0,0,0,.4);margin-top:32px;max-width:none}
}
.chain{list-style:none;margin:0;padding:0;counter-reset:c}
.chain li{counter-increment:c;display:flex;gap:12px;align-items:center;padding:9px 0;border-top:1px solid rgba(255,255,255,.12);font-size:.95rem}
.chain li:first-child{border:0}
.chain li:before{content:counter(c);flex:none;width:26px;height:26px;border-radius:50%;background:#C8A15A;color:#0F1E3A;font-weight:800;font-size:.8rem;display:grid;place-items:center}
.trust{background:var(--card);border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:18px 0;display:grid;grid-template-columns:1fr 1fr;gap:14px 18px}
.trust li{font-size:.86rem;font-weight:600;display:flex;gap:9px;align-items:flex-start;line-height:1.35}
.trust li:before{content:"";flex:none;width:18px;height:18px;margin-top:1px;border-radius:50%;background:var(--acc) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.5l2.5 2.5L13 6.5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat}
.pain{display:grid;gap:10px;margin-top:20px;padding:0;list-style:none}
.pain li{padding:12px 16px;background:var(--acc2);border-radius:8px;font-size:.95rem}
.solve{display:grid;gap:12px;margin-top:26px}
.srow{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--acc);border-radius:10px;padding:16px 20px}
.srow b{display:block;font-size:1rem;margin-bottom:4px}
.srow span{color:var(--mut);font-size:.92rem}
.proof{background:var(--acc2);border-radius:12px;padding:26px 28px;margin-top:28px}
.proof b{display:block;font-size:1.1rem;margin-bottom:8px}
.proof p{margin:0;color:var(--fg);font-size:.97rem}
.cards{display:grid;gap:14px;margin-top:28px}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}
.card p{color:var(--mut);margin:0;font-size:.95rem}
.card b{display:block;color:var(--acc);font-size:.8rem;letter-spacing:.1em;margin-bottom:8px}
.alt{background:var(--card);border-block:1px solid var(--line)}
.steps{display:grid;gap:14px;margin-top:28px;counter-reset:s}
.step{border-left:3px solid var(--acc);padding:4px 0 4px 18px}
.step b{font-size:.8rem;color:var(--acc);letter-spacing:.1em}
.step p{color:var(--mut);margin:0;font-size:.95rem}
.loop{display:flex;flex-wrap:wrap;gap:8px;margin:28px 0 8px;align-items:center}
.loop span{background:var(--brand);color:#fff;padding:10px 14px;border-radius:8px;font-weight:700;font-size:.88rem}
.loop i{font-style:normal;color:var(--acc);font-weight:800}
.tiles{display:grid;gap:12px;margin-top:24px;grid-template-columns:1fr}
.tiles div{padding:16px 18px;border:1px solid var(--line);border-radius:10px;background:var(--bg);font-size:.94rem}
.tiles b{display:block;margin-bottom:2px}
.towns{display:flex;flex-wrap:wrap;gap:8px;margin-top:20px;list-style:none;padding:0}
.towns li{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:7px 14px;font-size:.85rem;font-weight:600}
.cov-grid{display:grid;gap:28px;margin-top:4px}
.map-frame{border-radius:14px;overflow:hidden;border:1px solid var(--line);aspect-ratio:4/3;background:var(--brand);position:relative;display:block;text-decoration:none;color:#fff}
.map-frame svg{width:100%;height:100%;display:block}
.map-frame .maplabel{position:absolute;left:16px;bottom:14px;background:rgba(15,30,58,.82);backdrop-filter:blur(2px);border-radius:8px;padding:9px 14px;font-size:.84rem;font-weight:700;display:flex;align-items:center;gap:8px}
.map-frame .maplabel svg.ext{width:14px;height:14px;flex:0 0 auto}
.map-frame:hover .maplabel{background:var(--acc)}
@media(min-width:900px){.cov-grid{grid-template-columns:1.1fr 1fr;align-items:start}}
.badges{display:grid;gap:14px;margin-top:24px;grid-template-columns:repeat(2,1fr)}
.badge-slot{border:1.5px dashed var(--line);border-radius:10px;padding:22px 14px;text-align:center;color:var(--mut);font-size:.82rem;min-height:92px;display:flex;align-items:center;justify-content:center}
.badge-real{border:1px solid var(--line);border-radius:10px;padding:18px 14px;text-align:center;background:var(--card);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;text-decoration:none;color:var(--fg)}
.badge-real img{height:64px;width:auto}
.badge-real b{font-size:.84rem;font-weight:700}
.badge-real span{font-size:.76rem;color:var(--mut)}
.badge-real:hover{border-color:var(--acc)}
.train-h{margin-top:48px;font-size:1.1rem}
.provider-badges{display:flex;flex-wrap:wrap;gap:16px;margin-top:20px}
.provider-badge{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 18px;display:flex;align-items:center;justify-content:center}
.provider-badge img{height:44px;width:auto;display:block}
.train-groups{display:grid;gap:16px;margin-top:24px;grid-template-columns:1fr}
@media(min-width:760px){.train-groups{grid-template-columns:repeat(3,1fr)}}
.train-group{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:0}
.train-group summary{padding:16px 20px;font-size:.92rem;color:var(--brand);align-items:center}
.train-group summary span{flex:1}
.train-group summary b{font-weight:700;font-size:.78rem;color:var(--mut);white-space:nowrap}
.train-group summary:after{margin-left:4px}
.train-group ul{list-style:none;margin:0;padding:0 20px 18px;display:flex;flex-direction:column;gap:7px;border-top:1px solid var(--line);padding-top:14px}
.train-group li{font-size:.86rem;padding-left:16px;position:relative}
.train-group li:before{content:"";position:absolute;left:0;top:.5em;width:6px;height:6px;border-radius:50%;background:var(--acc)}
.quotes{display:grid;gap:16px;margin-top:28px}
.quote-slot{border:1.5px dashed var(--line);border-radius:12px;padding:24px 22px;color:var(--mut);font-size:.9rem;text-align:center}
.case-demo{margin-top:36px}
.case-demo-tag{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--acc);background:var(--acc2);border-radius:20px;padding:5px 12px;margin-bottom:12px}
.case-card{display:grid;padding:28px 0;border-top:1px solid var(--line)}
.case-card:first-of-type{border-top:none;padding-top:18px}
.case-card img{width:100%;height:auto;display:block;border-radius:10px;align-self:start}
.case-card .ba-slider{align-self:start}
.case-body{padding:20px 0 0}
.case-body h4{margin:0 0 14px;font-size:1.1rem;color:var(--brand)}
.case-body dl{display:grid;gap:10px;margin:0}
.case-body dt{font-size:.72rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--acc)}
.case-body dd{margin:2px 0 0;color:var(--mut);font-size:.94rem;line-height:1.5}
@media(min-width:760px){.case-card{grid-template-columns:1fr 1fr;align-items:center;gap:32px}.case-card img{height:100%;object-fit:cover}.case-card .ba-slider,.case-card .ba-slider .ba-after{height:100%}.case-card .ba-before-wrap img{height:100%}.case-body{padding:0}}

.ba-slider{position:relative;border-radius:10px;overflow:hidden;background:var(--line);touch-action:none;cursor:ew-resize}
.ba-slider img{display:block;width:100%;height:auto;pointer-events:none;user-select:none;border-radius:0}
.ba-slider .ba-after{position:relative;z-index:1}
.ba-before-wrap{position:absolute;inset:0;overflow:hidden;z-index:2}
.ba-before-wrap img{position:absolute;top:0;left:0;height:100%;width:auto;max-width:none}
.ba-handle{position:absolute;top:0;bottom:0;left:50%;width:0;z-index:3;pointer-events:none;transform:translateX(-50%)}
.ba-handle::before{content:"";position:absolute;top:0;bottom:0;left:50%;width:2px;background:#fff;transform:translateX(-50%);box-shadow:0 0 0 1px rgba(0,0,0,.18)}
.ba-handle::after{content:"\2194";position:absolute;top:50%;left:50%;width:34px;height:34px;transform:translate(-50%,-50%);background:var(--acc);color:var(--brand);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:800;box-shadow:0 2px 8px rgba(0,0,0,.28)}
.ba-range{position:absolute;inset:0;width:100%;height:100%;margin:0;padding:0;opacity:0;z-index:4;-webkit-appearance:none;appearance:none;background:transparent;pointer-events:none}
.ba-range::-webkit-slider-thumb{-webkit-appearance:none;width:100%;height:100%}
.ba-range::-moz-range-thumb{width:34px;height:100%;opacity:0;border:none}
.ba-range::-moz-range-track{opacity:0}
.ba-tag{position:absolute;top:10px;z-index:5;font-size:.66rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:#fff;background:rgba(15,30,58,.8);padding:4px 10px;border-radius:20px;pointer-events:none}
.ba-tag-before{left:10px}
.ba-tag-after{right:10px}
details{border-bottom:1px solid var(--line);padding:16px 0}
summary{font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--acc);font-size:1.3rem;line-height:1}
details[open] summary:after{content:"–"}
details p{color:var(--mut);margin:.8em 0 0}
.cta{background:var(--brand);color:#fff}
.cta .g{display:grid;gap:32px}
.cta .lead{color:#c9d8df}
.flow{display:flex;flex-wrap:wrap;gap:6px 10px;margin-top:20px;font-size:.9rem;font-weight:600}.flow i{font-style:normal;color:#C8A15A}
.cta-alt{margin-top:28px;padding-top:24px;border-top:1px solid rgba(255,255,255,.18);display:flex;flex-direction:column;gap:12px}
.cta-alt-label{font-size:.82rem;font-weight:700;color:#c9d8df;margin:0}
.cta-alt a{display:flex;align-items:center;gap:9px;color:#fff;text-decoration:none;font-size:.95rem;font-weight:600}
.cta-alt a:hover{color:#C8A15A}
.cta-alt a svg{width:19px;height:19px;flex:0 0 auto}
form{background:var(--card);color:var(--fg);border-radius:14px;padding:22px;display:grid;gap:14px}
label{font-size:.82rem;font-weight:700;display:grid;gap:5px}
input,select,textarea{font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:8px;background:var(--bg);color:var(--fg);width:100%}
.r2{display:grid;gap:14px}
small.n{color:var(--mut);font-size:.8rem}
.consent{display:flex;align-items:flex-start;gap:10px;font-size:.85rem;font-weight:500;color:var(--fg)}
.consent input{width:auto;margin-top:3px;flex:0 0 auto}
.consent label{font-size:.85rem;font-weight:500;display:block}

/* ---- gated quote form ---- */
.req{color:#C8A15A}
.form-status{margin:0;font-size:.9rem;font-weight:700;min-height:0}
.form-status.ok{color:#1a7d3a}
.form-status.err{color:#d64545}
.hp{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.ch-results{list-style:none;margin:6px 0 0;padding:0;border:1px solid var(--line);border-radius:8px;background:var(--bg);max-height:220px;overflow-y:auto}
.ch-results li{padding:9px 12px;font-size:.84rem;font-weight:500;cursor:pointer;border-bottom:1px solid var(--line)}
.ch-results li:last-child{border-bottom:none}
.ch-results li:hover,.ch-results li:focus{background:var(--acc2);outline:none}
#businessFields:not([hidden]),#individualFields:not([hidden]){display:grid;gap:14px}

/* ---- accessibility ---- */
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:#0F1E3A;padding:12px 20px;border-radius:0 0 8px 0;font-weight:700;z-index:999;text-decoration:none}
.skip-link:focus{left:0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #C8A15A;outline-offset:2px}
.ba-slider:focus-within .ba-handle::after{box-shadow:0 0 0 3px #C8A15A,0 2px 8px rgba(0,0,0,.28)}
@media (prefers-reduced-motion: reduce){*{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}}
.legal-doc{font-size:.92rem;color:var(--fg)}
.legal-doc h4{margin:20px 0 6px;font-size:.95rem;color:var(--brand)}
.legal-doc p,.legal-doc ul{margin:0 0 10px}
.legal-doc ul{padding-left:20px}
.legal-doc li{margin-bottom:6px}
#legal details{margin-bottom:10px}
footer .legalnav{display:flex;gap:16px;flex-wrap:wrap}
footer .legalnav a{color:#b7c8d0;text-decoration:underline;font-size:.84rem}
footer .legalnav a:hover{color:#fff}
footer{background:var(--brand);color:#b7c8d0;padding:32px 0 40px;font-size:.88rem;border-top:1px solid rgba(255,255,255,.12)}
footer .w{display:grid;gap:8px}
footer .contact{color:#b7c8d0}footer .contact a{color:#fff;text-decoration:none;font-weight:600}footer .contact a:hover{text-decoration:underline}
footer .legal{color:#8ea0ad;font-size:.78rem;margin-top:10px;padding-top:14px;border-top:1px solid rgba(255,255,255,.1)}
.social{display:flex;gap:10px;margin-top:4px}
.social a{display:flex;align-items:center;justify-content:center;width:36px;height:36px;border:1px solid rgba(255,255,255,.3);border-radius:50%;color:#fff;transition:background .15s,border-color .15s}
.social a:hover{background:var(--acc);border-color:var(--acc)}
.social svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.6}
@media(min-width:760px){
nav{display:flex}.hero .g{grid-template-columns:1.05fr 1fr;align-items:center}
.trust ul{grid-template-columns:repeat(3,1fr)}
.cards{grid-template-columns:repeat(3,1fr)}.steps{grid-template-columns:repeat(4,1fr)}.step{border-left:0;border-top:3px solid var(--acc);padding:14px 0 0}
.tiles{grid-template-columns:repeat(4,1fr)}.cta .g{grid-template-columns:1fr 1fr;align-items:start}.r2{grid-template-columns:1fr 1fr}
.badges{grid-template-columns:repeat(4,1fr)}.quotes{grid-template-columns:repeat(3,1fr)}
section{padding:88px 0}}
@media(prefers-reduced-motion:no-preference){.card,.btn{transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(15,45,63,.12)}}
.pagehero{background:var(--brand);color:#fff;padding:48px 0 40px}
.pagehero h1{color:#fff;margin-bottom:10px}
.pagehero .lead{color:#c9d8df;max-width:70ch}
.breadcrumb{font-size:.82rem;color:#c9d8df;margin-bottom:12px}
.breadcrumb a{color:#c9d8df;text-decoration:underline}
.prose{max-width:72ch}
.prose p{color:var(--mut);font-size:1rem;line-height:1.65}
.xref{font-size:.88rem;color:var(--mut);margin-top:6px}
.xref a{color:var(--brand);font-weight:700;text-decoration:underline}
.pillrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.pillrow span{background:var(--acc2);color:var(--brand);font-size:.82rem;font-weight:700;padding:7px 14px;border-radius:20px}
nav a.cur{opacity:1;font-weight:700}